复利

in wherein •  8 months ago 

现在一说起“复利”,人们就激动得不行,说这个太重要了,我们得让自己的投资处于复利状态,不管是自我投资还是财务投资,只要能长时间拥有复利,将带来非常可观的进步。

证明经常用的例子有:

1.01的365次方是37.78,0.99的365次方是0.03

也就是说,如果你能每天进步1%,那么一年以后,你将会优秀得面目全非:你进步了37倍多!而如果你每天偷懒1%,那么一年以后,你将退步到爹妈都不认识你:你的能力只有原来的3%了!

看起来好有道理,可是,每天进步1%,这世界上有几个人能做到?倒过来,你要每天退步1%而持续一年,几乎也是不可能的事。世间多的是数十年如一日碌碌无为平庸的人,极少见这样的特殊“理想人”。

还有一个例子是:

假设一张纸的厚度是0.1毫米,把这张纸对折42次,厚度就会达到44万公里,而地球到月球的距离只有38万公里。

恐怖吧?匪夷所思吧?!!!

可实际上,在我们的日常生活中,你随便拿一张纸,几乎不可能将它对折超过10次。不信?你去试试看。如果你能拿张纸对折超过十次,我送你100steem。

所以说,复利虽好,但在实际生活中,我们很难碰到这样的好事,要么是不可持续,要么是本钱太少,复利起来没啥意思。理想很丰满,现实很骨感。

所以,别老是盯着复利不放了,当下把肚子填饱是正事,还是抓紧时间搬砖吧!

图源:pexels

来自于 [WhereIn Android] (http://www.wherein.io)

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@tipu curate 4

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